I hate seeing this as it gives insurance a bad name but the reality is I’ve seen this type of fraud in every industry I’ve worked in for the past 25 years. Everyone, people or companies, should receive the actual policy from the underwriting carrier that clearly shows your coverages and coverage period. If you are small business, do not rely solely on the certificate of insurance (COI) that can be easily forged!
California Insurance Agent Arraigned for Allegedly Stealing from Small Business Owners